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RMA LEGISLATION · 119 DOCUMENTS
RMA 法规目录
119 / 119 项。核查时 116 项 HTTP 200、2 项 HTTP 404、1 项请求未确认。可下载不等于已核实为最新适用版本。
001The RMA Act 2010Legal Framework来源可访问002The Financial Services Act of Bhutan, 2011Financial Sector Regulation and Supervision / Acts来源可访问003Rules & Regulations for Registered Private Money Lender 2023Financial Sector Regulation and Supervision / Rules & Regulation来源可访问004Corporate Governance Rules and Regulations, 2024Financial Sector Regulation and Supervision / Rules & Regulation来源可访问005Impact Investment Rules and Regulations 2021Financial Sector Regulation and Supervision / Rules & Regulation来源可访问006Regulations on Non-performing Loans Management 2025Financial Sector Regulation and Supervision / Rules & Regulation来源可访问007Macro Stress Testing Framework 2025Financial Sector Regulation and Supervision / Rules & Regulation来源可访问008Large Exposure Framework 2025Financial Sector Regulation and Supervision / Rules & Regulation来源可访问009PENALTY (AMENDMENT) REGULATIONS, 2025Financial Sector Regulation and Supervision / Rules & Regulation来源可访问010Consumer Protection for Financial Services (CPFS) Rules and Regulations 2019Financial Sector Regulation and Supervision / Rules & Regulation来源可访问011Macro-Prudential Rules and Regulations 2018Financial Sector Regulation and Supervision / Rules & Regulation待核查012RULES AND REGULATIONS FOR ACCOUNTABILITY OF KEY RESPONSIBLE PERSONS OF REGULATED ENTITIES, 2022Financial Sector Regulation and Supervision / Rules & Regulation来源可访问013Rules and regulation on Loan origination and monitoring 2022Financial Sector Regulation and Supervision / Rules & Regulation来源可访问014Penalty Rules and Regulations 2022Financial Sector Regulation and Supervision / Rules & Regulation来源可访问015Corporate Governance Rules and Regulation, 2024Financial Sector Regulation and Supervision / Rules & Regulation来源可访问016Prudential Regulations, 2024Financial Sector Regulation and Supervision / Rules & Regulation来源可访问017RULES & REGULATIONS FOR REGISTERED PRIVATE MONEY LENDERS 2023Financial Sector Regulation and Supervision / Rules & Regulation来源可访问018Rules and Regulations for Deposit-taking Microfinance Institutions, 2016 (Revised)Financial Sector Regulation and Supervision / Rules & Regulation来源可访问019Microloan Regulations, 2014 (Revised)Financial Sector Regulation and Supervision / Rules & Regulation来源可访问020Rules and Regulation on Loan Restructuring by FSPs, 2022Financial Sector Regulation and Supervision / Rules & Regulation来源可访问021Rules and Regulation Foreclosure and Write-off of NPLs, 2022Financial Sector Regulation and Supervision / Rules & Regulation来源可访问022Crowdfunding Rules & Regulations, 2019Financial Sector Regulation and Supervision / Rules & Regulation来源可访问023Abandoned Property Rules & Regulations, 2018Financial Sector Regulation and Supervision / Rules & Regulation来源可访问024Rules and Regulations for Cottage and Small Industries (CSI) Banks in Bhutan, 2018Financial Sector Regulation and Supervision / Rules & Regulation来源可访问025Rules and Regulation for licensing of Insurance Companies in Bhutan 2018Financial Sector Regulation and Supervision / Rules & Regulation来源可访问026Rules and Regulations for Insurance and Re-insurance CompaniesFinancial Sector Regulation and Supervision / Rules & Regulation来源可访问027Rules and Regulations for Establishment of Commercial Banks in Bhutan, 2018Financial Sector Regulation and Supervision / Rules & Regulation来源可访问028CIB Rules & Regulations, 2017Financial Sector Regulation and Supervision / Rules & Regulation来源可访问029Agent banking Rules and Regulations, 2016Financial Sector Regulation and Supervision / Rules & Regulation来源可访问030Credit Rating Agency Regualtion, 2014Financial Sector Regulation and Supervision / Rules & Regulation来源可访问031Loss Adjuster Regulations, 2012Financial Sector Regulation and Supervision / Rules & Regulation来源可访问032Securities Brokers Regulations 2011Financial Sector Regulation and Supervision / Rules & Regulation来源可访问033Insurance Broker Regulation, 2011Financial Sector Regulation and Supervision / Rules & Regulation来源可访问034Regulations for Establishment of Reinsurance Business in BhutanFinancial Sector Regulation and Supervision / Rules & Regulation来源可访问035Fund Management Rules & Regulations, 2019Financial Sector Regulation and Supervision / Rules & Regulation来源可访问036Guidelines for implementation of ESP interest subsidy for hotel loansFinancial Sector Regulation and Supervision / Guidelines来源可访问037Guidelines for the Computation of LCRFinancial Sector Regulation and Supervision / Guidelines来源可访问038Guideline on Risk Based Solvency and Capital Requirements for Insurance and Reinsurance Companies 2025Financial Sector Regulation and Supervision / Guidelines来源可访问039Guideline on Auction of Seized Properties 2023.pdfFinancial Sector Regulation and Supervision / Guidelines来源可访问040PSL GuidelineFinancial Sector Regulation and Supervision / Guidelines来源可访问041ESP Credit line GuidelinesFinancial Sector Regulation and Supervision / Guidelines来源可访问042Strict adherence to existing guidelines for loan approval and standardization procedures for loan application assessment by FIsFinancial Sector Regulation and Supervision / Guidelines来源可访问043Fit and Proper Guidelines, 2022Financial Sector Regulation and Supervision / Guidelines来源可访问044Guidelines Reclassification of old NPLs, 2022Financial Sector Regulation and Supervision / Guidelines来源可访问045Guidelines on the implementation of National Credit Guarantee scheme (NCGS)Financial Sector Regulation and Supervision / Guidelines来源可访问046Risk Management Guidelines, 2019Financial Sector Regulation and Supervision / Guidelines来源可访问047Revocation of NPL Management Payment MoratoriumFinancial Sector Regulation and Supervision / Directives/Notifications来源可访问048Prudential Treatment of Accrued but Unpaid InterestFinancial Sector Regulation and Supervision / Directives/Notifications来源可访问049Application of Restructured Loans in NPL CalculationFinancial Sector Regulation and Supervision / Directives/Notifications来源可访问050Adherence to Recommendations Provided by the ACCFinancial Sector Regulation and Supervision / Directives/Notifications来源可访问051Addendum to the Financial Institution’s Employee Incentive Loans 2023Financial Sector Regulation and Supervision / Directives/Notifications来源可访问052Directives for CRSTFinancial Sector Regulation and Supervision / Directives/Notifications来源可访问053TREATMENT OF INTEREST ACCURUED during defermentFinancial Sector Regulation and Supervision / Directives/Notifications来源可访问054letter to FIs on Transfer of NPLs to Third partyFinancial Sector Regulation and Supervision / Directives/Notifications原链接失效055lifting of moratorium on housing construction loanFinancial Sector Regulation and Supervision / Directives/Notifications来源可访问056Directive on Housing (commercial and home) Loans, Vehicle Loans and Personal Loans, 2021Financial Sector Regulation and Supervision / Directives/Notifications来源可访问057Standard Operating Procedure for Placing a FSP Under PCA, 2024Financial Sector Regulation and Supervision / Standard Operating Procedures (SOPs)/Manual来源可访问058Collateral Guidelines for Monetary Policy OperationsMonetary Policy / Guidelines来源可访问059Domestic Liquidity Management GuidelinesMonetary Policy / Guidelines来源可访问060Guidelines on Minimum Lending Rate 2016Monetary Policy / Guidelines来源可访问061Guidelines on Issuance of Certificate of Deposits 2016Monetary Policy / Guidelines来源可访问062Directive on amendment to MLRMonetary Policy / Directives/Notifications来源可访问063Revised Minimum lending rate as of June 2024Monetary Policy / Directives/Notifications来源可访问064Revised Minimum Lending Rate (MLR) 2023Monetary Policy / Directives/Notifications来源可访问065Revised Cash Reserve Ratio (CRR) 2022Monetary Policy / Directives/Notifications来源可访问066FOREIGN EXCHANGE REGULATIONS 2026Foreign Exchange and Reserve Management / Rules & Regulation来源可访问067Inward Remittance Rules and Regulations 2023 (Updated as of January 1, 2024)Foreign Exchange and Reserve Management / Rules & Regulation来源可访问068Licensing and Regulatory Guidelines for Authorized Money Changers, 2026Foreign Exchange and Reserve Management / Guidelines来源可访问069FOREIGN EXCHANGE OPERATIONAL GUIDELINES 2026Foreign Exchange and Reserve Management / Guidelines来源可访问070Manual on Submission of Data by Reporting Entities through Data Warehouse for DFERMForeign Exchange and Reserve Management / Guidelines来源可访问071External Commercial Borrowing Guidelines 2025Foreign Exchange and Reserve Management / Guidelines来源可访问072Negotiable Instruments Amendment Act of Bhutan 2021Payment & Settlement Systems / Acts来源可访问073Negotiable-Instruments-Act-of-Kingdom-of-Bhutan-2000Payment & Settlement Systems / Acts来源可访问074Data Residency Policy for Payment Systems Data 2021Payment & Settlement Systems / Policies来源可访问075Payment System Oversight Framework 2020Payment & Settlement Systems / Policies来源可访问076e-Wallet (Amendment) Regulations, 2026Payment & Settlement Systems / Rules & Regulation来源可访问077e-Money Issuers Rules and Regulations 2019Payment & Settlement Systems / Rules & Regulation来源可访问078Payment and Settlement Systems Rules and Regulations 2018Payment & Settlement Systems / Rules & Regulation来源可访问079BIRT (Amendment) Guidelines 2025Payment & Settlement Systems / Guidelines来源可访问080Guidelines for UPI Global QR 2024Payment & Settlement Systems / Guidelines来源可访问081Guidelines for RuPay 2025Payment & Settlement Systems / Guidelines来源可访问082Bhutan Financial Switch (Amendment) Guidelines 2025Payment & Settlement Systems / Guidelines来源可访问083Guidelines for UnionPay International 2025Payment & Settlement Systems / Guidelines来源可访问084Guidelines for Clarity and Effective Implementation of the NIA 2022Payment & Settlement Systems / Guidelines来源可访问085AML and CFT Act 2018AML/CFT / Acts来源可访问086Regulations on the Prohibition of Sharing and Misuse of Bank Accounts, 2026AML/CFT / Rules & Regulation来源可访问087Regulations onthe Prohibition of Sharing and Unauthorized Use of Bank Accounts by Third Parties, 2026.docxAML/CFT / Rules & Regulation来源可访问088AML-CFT Regulations 2025AML/CFT / Rules & Regulation来源可访问089AML-CFT Rules and Regulations 2022AML/CFT / Rules & Regulation来源可访问090AML and CFT Beneficial Owner Guidelines 2024 (revision)AML/CFT / Guidelines来源可访问091AML and CFT guidelines for DNFBP 2023AML/CFT / Guidelines来源可访问092AML and CFT Guidelines for capital market intermediaries 2021AML/CFT / Guidelines来源可访问093AML and CFT guidelines for Money Service Business 2026AML/CFT / Guidelines来源可访问094AML and CFT Guidelines for Insurance Companies 2020AML/CFT / Guidelines来源可访问095AML and CFT Guidelines on Suspicious Transaction for Reporting Entities 2026AML/CFT / Guidelines来源可访问096AML and CFT Risk based Framework 2019AML/CFT / Guidelines来源可访问097AML and CFT Guidelines on Politically Exposed Persons 2019AML/CFT / Guidelines来源可访问098AML and CFT Guidelines on customer due diligence 2018AML/CFT / Guidelines来源可访问099Currency Regulations 2025Currency (Bank Notes and Coins) / Rules & Regulation来源可访问100Ngultrum Note Refund Rules -2017Currency (Bank Notes and Coins) / Rules & Regulation来源可访问101Guidelines on the Ethical Use and Disposal of Unfit and Destroyed Banknotes 2026Currency (Bank Notes and Coins) / Guidelines来源可访问102Clean Note Guidelines 2024Currency (Bank Notes and Coins) / Guidelines来源可访问103Revised guidelines on issuance of fresh notes 2022Currency (Bank Notes and Coins) / Guidelines来源可访问104Guideline for linking bank branches with currency chest 2019Currency (Bank Notes and Coins) / Guidelines来源可访问105Guidelines for Sorting Currency Notes - 2018Currency (Bank Notes and Coins) / Guidelines来源可访问106Guidelines for Operation of Currency Chests 2018Currency (Bank Notes and Coins) / Guidelines来源可访问107Macro-prudential Policy PaperPrudential Regulations for FSPs / Policies来源可访问108Prudential Regulations, 2024Prudential Regulations for FSPs / Rules & Regulation来源可访问109Macro-Prudential Rules and Regulations, 2018Prudential Regulations for FSPs / Rules & Regulation来源可访问110Prudential Regulations, 2017Prudential Regulations for FSPs / Rules & Regulation原链接失效111Macro-Prudential Regulation on Disclosure RequirementsPrudential Regulations for FSPs / Rules & Regulation来源可访问112Financial Sector Cybersecurity Strategy 2026Cybersecurity and FinTech / Strategy来源可访问113Guidelines on Data Privacy and Data Protection 2021 for FSPsCybersecurity and FinTech / Guidelines来源可访问114FinTech Regulatory Sandbox Implementation Strategy 2024Cybersecurity and FinTech / Guidelines来源可访问115FinTech REGULATORY SANDBOX FRAMEWORKCybersecurity and FinTech / Guidelines来源可访问116Modus Operandi of Financial FraudstersCybersecurity and FinTech / Guidelines来源可访问117BCP Guidelines 2022Cybersecurity and FinTech / Guidelines来源可访问118Cybersecurity Directives for BanksCybersecurity and FinTech / Directives/Notifications来源可访问119Cybersecurity Directives for Non-Bank Financial Institutions (NBFI)Cybersecurity and FinTech / Directives/Notifications来源可访问
历史目录补充 · 支付相关指引
以下三项存在于旧版索引，未出现在本次当前目录快照；保留作历史资料，不据此认定为当前独立许可。
RMA APPLICATION FORMS · 13 RECORDS
RMA 官方表格下载
完整整理官方 Forms 目录13项：12项链接可访问、1项原链接失效。目录包含申请、操作与人员表格，不代表所有表格都是金融经营许可。下载前仍须核对适用规则、最新版本及主管部门要求。
01INR 现金兑换表（个人）INR Cash Exchange Form (Individual)来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件02事故报告表Incident Reporting Form来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件03INR 现金兑换表（出口商）INR Cash Exchange Form (Exporter)来源：RMA 官方 Forms 目录；该目录 href 当前返回 HTTP 404，未替换为推测链接；目录本身不证明最新专项规则。原链接失效04账户冻结及解冻表Account Freeze and Unfreeze Form来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件05贴现票据表Discount Bill Form来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件06就业表Employment Form来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件07NEFT 汇款表NEFT Remittance Form来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件08NEFT 现金存款表NEFT Form for CASH DEPOSIT来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件09授权货币兑换商表Authorized Money Changers来源：RMA 官方 Forms 目录；AMC 2026 附表及最新要求以相关指南页为准。官方文件10董事会成员适格与适当性测试声明表（表1）Form 1 Fit & Proper Test Declaration form for BoD来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件11CEO 适格与适当性测试声明表（表2）Form 2 Fit & Proper Test Declaration form for CEO来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件12无网点银行业务许可申请表Licensing application form for branchless banking来源：RMA 官方 Forms 目录；目录本身不证明最新专项规则，使用前请按对应现行监管要求核对。官方文件13经纪商或经纪代表牌照申请/续期表Licence or renewal of licence as a broker or broker representative form来源：RMA 官方 Forms 目录；旧 broker 表格需与现行许可规则版本比对。官方文件
GFSO CAPITAL REQUIREMENTS · USD
GFSO 官方资本表完整整理
官方按活动组列示，编号有跳号与重复，以下保留来源编号；个案调整、运营费用较高标准与授权范围须参考详细许可页面。
| 官方组别 | 活动 / 险种 | 资本门槛 / 表述 |
|---|---|---|
| 1 | 吸收存款Accepting Deposits | US$10 million |
| 2 i | 提供信贷Providing Credit | US$2 million |
| 2 ii | 以主事人身份交易投资（不只是撮合主事人）Dealing in Investments as Principal (not only as a Matched Principal) | US$2 million |
| 3A i | 以撮合主事人身份交易投资Dealing in Investments as Matched Principal | US$200,000或6个月运营费用，以较高者为准 |
| 3A ii | 以代理人身份交易投资Dealing in Investments as Agent | US$200,000或6个月运营费用，以较高者为准 |
| 3B i | 提供托管（仅限基金托管）Providing Custody (only if for a Fund) | US$4 million |
| 3B ii | 担任投资信托受托人Acting as the Trustee of an Investment Trust | US$4 million |
| 3C i | 资产管理Managing Assets | US$200,000或6个月运营费用，以较高者为准 |
| 3C ii | 管理集体投资基金Managing a Collective Investment Fund | US$150,000 |
| 3C iv | 提供非基金托管Providing Custody other than for a Fund | US$200,000或6个月运营费用，以较高者为准 |
| 3C v | 提供货币服务Providing Money Services | US$200,000或6个月运营费用，以较高者为准 |
| 3C vi | 发行法币参考代币Issuing a Fiat-Referenced Token | US$2 million |
| 4 i | 安排信贷Arranging Credit | US$10,000或6个月运营费用，以较高者为准 |
| 4 ii | 安排投资交易Arranging Deals in Investments | US$10,000或6个月运营费用，以较高者为准 |
| 4 iii | 就投资或信贷提供咨询Advising on Investments or Credit | US$10,000或6个月运营费用，以较高者为准 |
| 4 iv | 安排托管Arranging Custody | US$10,000或6个月运营费用，以较高者为准 |
| 4 v | 保险中介Insurance Intermediation | US$10,000或6个月运营费用，以较高者为准 |
| 4 vi | 提供信托服务（明示信托受托人以外）Providing Trust Services other than as a trustee of an express trust | US$10,000或6个月运营费用，以较高者为准 |
| 4 vii | 保险管理Insurance Management | US$10,000或6个月运营费用，以较高者为准 |
| 4 vii (as published) | 担任集体投资基金行政管理人Acting as the Administrator of a Collective Investment Fund | US$10,000或6个月运营费用，以较高者为准 |
| 4 viii | 经营多边交易设施/有组织交易设施Operating a Multilateral Trading Facility/Organised Trading Facility | US$500,000或12个月运营费用，以较高者为准 |
| 4 ix | 经营私人融资平台Operating a Private Financing Platform | US$150,000 |
| 4 x | 提供第三方服务Providing Third Party Services | US$50,000 |
| a | 直接保险人，同时订立并履行保险合同，且仅承保第1类意外、第2类疾病及第4类永久健康保险Direct applicant carrying out and effecting Contracts of Insurance, writing only Class 1 Accident, Class 2 Sickness and Class 4 Permanent health | US$4 million |
| b | 直接保险人，同时订立并履行保险合同，但不属于(a)Direct applicant carrying out and effecting Contracts of Insurance other than category (a) | US$8 million |
| c | 再保险人，同时订立并履行保险合同Reinsurer carrying out and effecting Contracts of Insurance | US$20 million |
未列资本或未明确活动组，不能推断为零。Private Financing Platform 与 Third Party Services 不属于 FAQ 主清单27项，路径待确认。
完整官方费用表